About Us

Our History and Footprint

  • Making people’s lives easy with smart, simple financial solutions since 2006.
  • Established by experienced micro-financier Charles William Bernhardt.
  • Restructured in 2015 with the support of outside investors.
  • Operates exclusively in Zambia and ranks amongst the country’s top microfinance companies in terms of customer numbers.
  • Advances loans to private sectors as well as government employees.
  • Had 35 000 active customers as of December 2017.
  • Has a head office in Lusaka and 17 branches throughout the country.
  • Registered with the Bank of Zambia as a non-deposit-taking financial institution, and has a payroll deduction code with the government’s Payroll
  • Management and Establishment Control (PMEC) and Zambia Air Force (ZAF).