How to Get a Loan

Our Products

  • Aimed at making life easy when there’s an unforeseen event such as a medical emergency or funeral, or you have to pay bills such as school fees.
  • Salary advances are offered to workers in the private sector.
  • Both salary advances and rewards loans are offered to government workers.
  • When you take out a loan with us, you and your family are automatically protected with credit life cover.

Salary Advances

A Salary Advance is a simple, short-term cash loan that is repaid after one month to help you get by until your next payday. It’s credit when you need it most! Formally employed persons in the government and private sectors could qualify for our Salary Advances.

The Salary Advance offers you:

  • Fast, easy application in as quick as 20 minutes
  • Instant cash
  • Affordable interest rates
  • Flexible repayments

To apply, simply visit your nearest branch with your NRC, as well as one latest payslip and one latest bank statement, or dial *414# to find out more.

Rewards Loan

We like to reward our clients! The Unity Finance Rewards Loan is a special offer for good clients that have good credit scores with us. It’s a higher amount at a lower interest rate and has a term of up to 7 months.

Visit your nearest Unity branch or dial *414# to find out if you could qualify for a Rewards Loan.

Credit Life Cover

All of our loans are automatically insured with Credit Life Cover, which is designed to make life easy when something unexpected happens, such as the event of death or if you lose your job due to retrenchment, illness or disability. It will cover the outstanding amount on your Unity Finance loan and pay out a cash benefit to you/your family.

UniApp

The UniApp is like a Unity Finance branch in your pocket and lets you enjoy our services anywhere, anytime. Simply dial *414# to check your balance, find your nearest branch, reloan, pay, enter our latest competitions and more from the comfort of your home or office.

Salary Advances

A Salary Advance is a simple, short-term cash loan that is repaid after one month to help you get by until your next payday. It’s credit when you need it most! Formally employed persons in the government and private sectors could qualify for our Salary Advances.

The Salary Advance offers you:

  • Fast, easy application in as quick as 20 minutes
  • Instant cash
  • Affordable interest rates
  • Flexible repayments

To apply, simply visit your nearest branch with your NRC, as well as one latest payslip and one latest bank statement, or dial *414# to find out more.