Salary Advances SALARY ADVANCESIf it can't wait until payday, we can help you out with a salary advance. To qualify, you have to be formally employed by a pre-approved company in Zambia. Term Loans TERM LOANSGovernment and quasi-government employees can get a longer-term loan facility with us. Repayments are simply deducted from the payroll. UniCard UNICARDUnicard is a savings deposit account with an Internationally accepted Visa card that you can use at ATMs and till points, and for electronic transactions. Request a Free Consultation Your Name Your Email Telephone Number Your Message Please leave this field empty.